ERP investment programme (KfW product number 104)

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    This program is suitable for
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    Target groups
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    Who is funded? (Eligible to apply)

    Small and medium-sized enterprises (SMEs) in the commercial sector (= investees) according to the EU definition of SMEs, privately owned and based in Germany with up to €50 million in group turnover per year (in justified cases up to €75 million).

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    What is funded? (Purpose)

    Expansion of the equity base or consolidation of financial ratios to finance:

    • Cooperations
    • Innovations
    • Conversions due to structural change
    • Establishment, expansion, fundamental rationalisations or conversions of facilities
    • New businesses that will serve as a person’s livelihood In exceptional cases, support can also be provided in the event of inheritance disputes or withdrawal of partners.

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    The funding is granted, in what amount? (The type and amount of support)

    Investment by private equity investors in Germany up to €1.25 million. The investment should not exceed the equity capital available to the investee; in exceptional cases, investments of up to €2.5 million are possible. Investment period of up to 12.5 years.

    • Term: up to 13 years
    • Independent agreement of the investment fee
    • Refinancing loan of up to 100% of the investment amount
    • Disbursement 100%
    • No commitment fee

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    Contact information

    Via private equity companies or the principal bank to KfW.
    Tel.: +49 (0) 800 539 90 01 (the call is free of charge)

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    Further information
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    Contact information

    Via private equity companies or the principal bank to KfW.
    Tel.: +49 (0) 800 539 90 01 (the call is free of charge)

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