KfW entrepreneur loan with SME window (KfW product number 037/047)

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    Target groups
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    Who is funded? (Eligible to apply)

    • Companies that have been active in the market for at least 5 years
    • arge companies with no limit on turnover
    • Small and medium-sized enterprises (SMEs) in the commercial sector with a maximum of 250 employees and up to €50 million in group turnover per year
    • Liberal professions

    Apply now: KfW coronavirus crisis assistance for enterprises.
    Are you experiencing financial difficulties due to the coronavirus crisis and need a loan? You can take out a loan for investments and operating equipment with your bank or savings bank until 30 June 2021.

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    What is funded? (Purpose)

    Investments in Germany that can be expected to achieve sustainable economic success:

    • Operating equipment, including warehouses
    • Ongoing costs, including rents and salaries
    • Machines/equipment/company vehicles
    • Furnishings and office equipment
    • Intangible assets from other companies

    The following are excluded from receiving support:

    • Debt rescheduling
    • Supplementary financing
    • Follow-on financing

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    The funding is granted, in what amount? (The type and amount of support)

    Investment financing up to €100 million per company, up to 100% of costs eligible for receiving funding.

    • Term: up to 10 years with a maximum of 2 repayment-free initial years (10/2)
    • Interest rate: according to credit rating and collateralisation classes
    • For SMEs, 50% indemnification is possible; otherwise, there is no indemnification
    • Can be combined with other programmes

    KfW grants loans under this programme exclusively through credit institutions (banks and savings banks), which are fully or partially liable for the loans they pass through. Before you start your project, you submit your application to a credit institution of your choice.

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    Contact information

    Via principal bank to KfW
    Tel.: +49 (0) 800 539 90 01 (the call is free of charge)

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    Further information
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    Contact information

    Via principal bank to KfW
    Tel.: +49 (0) 800 539 90 01 (the call is free of charge)

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