Interest rates:
Please refer to the conditions overview for interest rates and terms.
Your individual interest rate is determined by your location, your economic situation and the quality of your security.
The minimum term is generally 2 years.
Loan amount and disbursement:
- Up to €50 million per project
- Up to 100% of your investment costs
- 100% disbursement
- Can be drawn within 12 months after approval, either in one lump sum or in installments
- Provision fee of 0.15% per month starting 6 months and 2 banking days after approval
Repayment:
- During the interest-free period you only pay interest - afterwards equal quarterly installments plus interest on the remaining loan amount.
- You can fully or partially repay your loan ahead of schedule - subject to a prepayment penalty
- Repayment is made through your house bank.
Collateral:
You agree with your bank on the type and amount of security.
Combination with other subsidies:
The combination with other public subsidies (loans, grants and subsidies) is possible.
For investments in electricity generation (for example photovoltaics, wind turbines, CHP plants) simultaneous use of a state subsidy in the form of a feed-in tariff, for example according to the Renewable Energy Act or the Combined Heat and Power Act, is possible.